Faq’s – URGENCES FINANCES UE

Frequently Asked Questions

Find answers to all your queries about our service.

How can I take out a loan?

If, as a borrower, you want your money to be used freely, you now often have the option of completing a loan application online. Particularly ...
How do I open an account?

You can open your current account directly online. Simply complete our online application on your computer, tablet or cell phone, and log in with a ...
How does online banking work?

With online banking, you can access your finances at any time, check your account balance, make transfers or set up standing orders, all from your ...
How long does it take for the money to reach my account?

It varies. Your savings bank will provide you with your personal loan offer and the loan contract in your online banking mailbox after you have ...

How long does it take to get a loan from URGENCES FINANCES UE?

Personal credit from URGENCES FINANCES UE is available to you in no time. The online application ensures fast processing, and you receive your credit decision ...
How you safe/secure is our net banking a/c?

Electronic banking at URGENCES FINANCES UE is secure. Your account and data are protected by state-of-the-art procedures such as chipTAN and pushTAN. By using a ...
Is it a problem if I have additional loans with another bank?

In the case of a personal loan, your other commitments with other savings banks or banks play no role in the first instance. It’s only ...
Is my money safe on the current account?

Savings bank current accounts are subject to the statutory deposit guarantee. This guarantees you the right to repayment of your deposits up to 100,000 euros. ...

What are the advantages of online banking?

With online banking, you can manage your finances independently, 24 hours a day, regardless of our branch opening hours. URGENCES FINANCES UE’s online banking also ...
What happens if I don’t manage to repay the loan?

If you are having difficulty repaying the agreed loan instalments, you should contact our customer service department as soon as possible. This way, the best ...
What is a loan?

A loan is a loan. It is a contract under which a lender lends money to a borrower for a specified period and under specific ...
What is a personal loan for?

You can decide for yourself what you want to use the loan for. Whether it’s a spontaneous vacation, furnishing your apartment or a new electric ...

What is financing?

If your own funds are not sufficient to realize your dream, in many cases you can obtain financing from a savings bank or bank. Such ...
When can I get a personal loan?

One of the most important conditions for obtaining a personal loan is to be of legal age and have a regular monthly income. There are ...
Which loan to choose?

When deciding whether or not to take out a loan, the first thing that counts is the purpose for which you need the money. If ...
Who can open a current account?

In principle, anyone over 18 who can provide valid identification can open a bank account. Children and young people need parental consent to open an ...